Expert, Mortgage Advice

With over 50 years experience, Choice Financial Services (St Albans) Ltd are here to help, whatever your circumstances, finding the most appropriate lender for your mortgage needs in Harpenden, Hertfordshire and beyond.

Mortgages
Contact Us
Choice Financial Services (St Albans) Ltd

Mortgage Advice, From Our Expert Advisors

Choice Financial Services (St Albans) Ltd cater for all your mortgage needs, without charging you a fee. Whatever your mortgage circumstances, we will try to help you. 

We rely on our in-depth and extensive knowledge of the mortgage market to ensure that we place your mortgage application with the appropriate lender for your specific needs, circumstances and preferences.

A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Our Expertise

We Are Here To Help, With Free, Impartial Advice

Mortgages

We offer a comprehensive range of mortgage products from across the market for first charge mortgages.

Buy-To-Let, Limited Company BTL & Holiday Lets

We can support you through investments in rental property, whether residential, commercial or leisure.

Insurance

Whether you're looking for income protection, life cover or critical illness insurance, we have a solution to suit you.

We also work closely with pension & investment specialists and accountants who are able to advise our clients in relation to these aspects of their financial planning.

Contact Us

Mortgage Advice

Find The Most Suitable Mortgage Deal For You

Talk to us today, for advice & guidance on your mortgage options, how much you could borrow and what current deals and schemes are available to you.

  • First Time Buyers
  • Remortgages
  • Shared Ownership
  • Moving House
  • Buy To Let, Holiday Let, Commercial Buy To Let
  • Government Backed Schemes
Get Started

Mortgage & Financial Advice

Our Financial Services

We pride ourselves on the high level of personal care that our clients receive. We will take the time to really understand your circumstances and tailor our advice to meet your needs.

Mortgages

We pride ourselves in providing ethical mortgage advice which will help you secure the mortgage product that is right for you.

Read More

Insurances

Insure what is important to you, including your personal or professional possessions or your income in the event of illness.

Read More

Buy-To-Let

We offer support landlords current and aspiring, with residential, holiday and commercial rental property investments.

Read More

Self Employed & Contractors

Lenders calculate your income quite differently as a contractor or self-employed, we will help you through the mortgage process.

Read More

Mortgage Advisors

Latest News

We are experts in the fields of mortgage and insurance broking, working with our clients in order to help them manage their financial affairs in the most efficient and effective way possible.
Mortgages

Shared Ownership Options

The shared ownership scheme is one that helps people to start buying their home, even if they cannot afford to buy all of it. It is a scheme that has helped many people get on the housing ladder. Find out more and get in touch to see if this may be a suitable option for you.

Read More »
9 January 2023
Buy To Let

Holiday Buy-To-Let Guide

Investing in holiday let property suits some people more than investing in the residential buy-to-let market. Find out more and get in touch to see if this may be a suitable option for you.

Read More »
18 December 2022
Mortgages

Guide To Interest Only Mortgages

An interest only mortgage is one whereby only the interest on mortgage borrowing is paid each month. This means that monthly payments will typically be much lower than with an equivalent repayment mortgage. Find out more and get in touch to see if this may be a suitable option for you.

Read More »
29 November 2022
View All

Reviews From Our Clients

Hear Our Testimonials

Absolutely brilliant. I hadn't had a mortgage before so it was quite overwhelming at the beginning; I really needed things to be explained simply; there was a lot of jargon to navigate through when trying to work out the best option. David was patient with all of my questions! And also super responsive. Chloe was helpful throughout - always friendly and happy! Such a great service. My boyfriend ended up using Choice for his mortgage too and he had a similar (great) experience. I'd definitely recommend.
Elizabeth Hess
David has now helped secure my last three mortgages and also those for two of my employees. Excellent advice and efficiency especially as he has access to better deals than I was able to acquire from comparison websites! Thank you David.
Chris Bulpitt
As first time buyers we felt out of our depth in regards to mortgages, but Steve made the process extremely straight forward. In what has been a highly challenging year, we felt at ease with Steve's guidance and patience in explaining the process and our options. Our mortgage was approved swiftly and now that we are settled into our first home, we wouldn't hesitate to use Steve's services again or recommend them to a friend. Thank you!
Rachel Donovan
My experience with Rothamsted Financial has been absolutely fantastic! I sincerely don't think I could have navigated through my remortgage without them. They were always prompt in answering questions and extremely competent and supportive throughout the process. I would highly recommend them!
Juliette Massey-Smith
I'd highly recommend Steve and the team. They're very friendly, knowledgeable, and always happy to take a call and offer their expert advice. Overall they are extremely helpful, excellent and timely communicators, and were able to secure me an excellent rate for my mortgage.
James Seaton

Talk To Us Today For a Free Mortgage Consultation

Contact Us

Choice Financial Services (St Albans) Ltd cater for all your mortgage needs, without charging you a fee. We rely on our extensive knowledge of the mortgage market to ensure that we place your mortgage application with the most appropriate lender for your circumstances.

About us

Legal

Contact us

Address:

Email:

Phone:

  • YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • The guidance contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK
  • Registered in England and Wales

Trading Address:

Registration number :

  • 04833235

Registered office address:

  • The Russell Building, West Common, Harpenden, Hertfordshire, England, AL5 2JQ

The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at customers based in the UK.Choice Financial Services (St Albans) Ltd is an Appointed Representative of TenetLime Limited, which is authorised and regulated by the Financial Conduct Authority. Choice Financial Services (St Albans) Ltd is an Appointed Representative of PRIMIS Mortgage Network, a trading name of TenetLime Ltd. TenetLime Ltd is authorised and regulated by the Financial Conduct Authority. TenetLime Limited is entered on the Financial Services Register (http://www.fca.org.uk) under reference 311266. Registered in England and Wales under reference: 10495087. Registered Office: 6b Parkway, Porters Wood, St. Albans, Herts, AI3 6PA. Calls may be recorded for training and monitoring.

© 2022 – 2025 Choice Financial Services (St Albans) Ltd | Website Design & SEO by Silvertoad.co.uk