The amount a lender will be willing to lend you depends on the lender and your income. If you’re taking out a joint mortgage, you might be able to borrow more. 

The amount you will be able to borrow will vary between lenders, and depend on other factors, such as any monthly credit commitments you may have.

To get a more in-depth, personalised calculation, please talk to one of our specialist advisors, for no-obligation mortgage advice.

This information is a guide only and should not be relied on as a recommendation or advice that any particular mortgage is suitable for you. All mortgages are subject to the applicant(s) meeting the eligibility criteria of the specific lender. You should make an appointment to receive mortgage advice which will based on your needs and circumstances